Bank Officer
Bank officers (including building society and credit union officers) receive and pay out money and assist customers with loans, foreign currency and investments.
Bank officers may perform the following tasks:
- identify customer needs and refer customers to appropriate banking services
- accept money or cheques deposited by customers, verify records and receipts, and credit customers' accounts
- pay money to customers according to advice slips, cheques or negotiable documents, and debit customers' accounts
- assess the viability and credit risk of business and consumer loan proposals
- conduct foreign currency transactions for overseas travellers
- provide change and cash cheques
- record transactions
- balance cash and advise supervisors of cash position or discrepancies
- answer customer inquiries
- open and close accounts for customers.
Specialisations:
Bank officers are usually rotated to different positions during their careers to broaden their experience and develop their skills. They may specialise in areas such as export financing, international banking, superannuation, personnel administration, law, economics, accountancy, corporate and commercial lending, public relations, advertising or information systems.
Bank Teller/Customer Service Officer
A bank teller/customer service officer sells and administers bank products and services.
International/Overseas Officer
An international/overseas officer deals with international finance enquiries and transactions for customers, including documentation for importing and exporting.
Lending Officer (Credit/Loans Officer)
A lending officer (credit/loans officer) assesses the viability and credit risk of business and consumer loan proposals and controls and processes accounts.
Operations/Accounts Officer
An operations/accounts officer performs clerical duties such as opening and sorting mail, filing correspondence and documents, recording items paid to and cashed by the tellers and processing and updating daily transactions.
Telephone Consultant (Banking)
A banking telephone consultant assists customers with banking requirements over the telephone, sells bank products and services and assists customers with loan applications.
Most bank employees work in a branch network where customers are mainly individuals and local businesses. Bank officers can request transfers to work in other branches and departments.
Personal Requirements:
- good communication skills
- able to make calculations quickly and accurately
- well organised
- willing to transfer to other branches if required.
Related Jobs:
- Accounts Clerk
- Administrative Assistant
- Cashier
- Credit Officer
- Financial Dealer's Assistant
- Insurance Officer
- Postal Employee
Education and Training, Employment Opportunities and Additional Information
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